Soft Check Decisions

This stage is the logical follow-up of Soft Check and Waiting milestones. At this point User shall be informed about a preliminary decision on his credit eligibility according to the soft search.

Decisions

The value of the parameter step indicates what decision Kavoon has made. Among the possible ones are:

1. CREDIT_SCREEN - eligible for credit

• informing User that he is eligible for credit

• showing him a pre-calculated credit limit and a purchase rate (held in stepExtras)

• asking him to move on to finish the application (if so, the next step will be CREDIT_DOCUMENTS)

2. INFO_SCREEN - additional data is needed

• informing User that the credit has not been granted (e.g. because of insufficient data or refusal)

• informing him that his application will be reviewed soon

• asking him to move on to read and sign the credit agreement while the reviewing is being carried out so that if User would be allowed for credit he could use it straight away

3. BLOCK_CLIENT - refusal

• refusal to register User

Submitting the choice

To submit User’s selection, Client must call the service below

Submit credit choice

POST https://api.kavoon.io/api/client-info/save-limit/{step}/{status}

Path Parameters

Name	Type	Description
step	String	Any of CREDIT_OFFER, CREDIT_SCREEN, INFO_SCREEN, CREDIT_INCREASE_PREFS, CUSTOMER_OFFERS, CREDIT_DOCUMENTS
status	String	"APPROVAL" or "DENIAL"

Request Body

Name	Type	Description
clientId	String	e.g. 100500
step	String	Any of CREDIT_OFFER, CREDIT_SCREEN, INFO_SCREEN, CREDIT_INCREASE_PREFS, CUSTOMER_OFFERS, CREDIT_DOCUMENTS
status	String	"APPROVAL" or "DENIAL"

Request examples

In case of step: CREDIT_SCREEN and status: APPROVAL - the step shall be completed with

{
   "clientId":100500,
   "step"":"CREDIT_SCREEN",
   "status"":"APPROVAL"
}

In case of step: INFO_SCREEN and status: APPROVAL - the step shall be completed with

{
   "clientId":100500,
   "step"":"INFO_SCREEN",
   "status"":"APPROVAL"
}