Soft Check
What is soft check?
The goal of this stage is to get User’s permission to start soft credit search. This process is needed to check User’s credit eligibility. In other words, how likely he is to be approved for a credit, basing on his credit information. Soft check does not affect User’s credit score.
How to react?
Once step: CREDIT_OFFER, Client shall allow User to
get acquainted with Soft Check Terms and Conditions
agree to the terms and proceed
Any additional authentication is not required. The very fact of proceeding is sufficient for recognition User's consent.
For submitting and start the check, request the service below.
Submit credit choice
POST https://api.kavoon.io/api/client-info/save-limit/{step}/{status}
Path Parameters
step*
String
Current step e.g. CREDIT_OFFER
status*
String
"APPROVAL" or "DECLINE"
Request Body
step*
String
Current step e.g. CREDIT_OFFER
body*
String
"APPROVAL" or "DECLINE"
Optional representative info
At the current step, Client is also able to fetch User’s
assumed credit amount
representative APR
purchase rate
from stepExtras in Get User State and display this info to User.
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